How medical debt and other collection items are tallied in a credit score is changing, potentially increasing the credit scores of millions of people.Called the FICO 9, the new credit score changes how medical collections are treated from non-medical changes, such as credit Continue Reading
A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years.Long-term CDs have higher interest rates.If you withdraw money early, youll pay a penalty.A CD ladder is a strategy in which you open several CDs that Continue Reading
The best way to improve your credit score is simple, but not always that easy: Reduce your debt.Paying off your credit cards, or at least paying them down substantially, will not only increase your credit score, but having less debt will probably be more satisfying than a Continue Reading
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Bigger isnt always better when it comes to homes.Here are some signs you should downsizeIf youve retired, downsizing could lower your expenses and stretch out retirement savings.If your children moved out or guest rooms collect dust, youre likely wasting money by heating and Continue Reading
Love the color red but not sure how to add this bold shade to your space? Below are a few tips.Art. Adding a bright red painting, sculpture or oversized piece of pottery to your space can give it a color pop without overwhelming.Do the door. A red front door is more than Continue Reading
