The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,000 in their savings accounts, according to a 2017 GOBanking Rates survey.Without savings, people can be forced to take on debt when they lose their job, get sick or have major Continue Reading
Fees can eat away at your money if you dont keep on top of your banks enforced regulations. U.S. consumers paid $15 billion in overdraft fees in 2016, according to the Consumer Financial Protection Bureau. Here are a few bank fees you can look out for:Overdraft FeesThese are Continue Reading
If you’re a first-time homeowner, you likely have a list of renovations.Address these three areas in your first year:Your appliancesInsulation, andLandscapingAppliances with the Energy-Star rating can save you on your utilities.According to one study, one energy-efficient Continue Reading
Automatic payments can be a smart and easy way to set it and forget it.” The automatic withdrawals from your bank account can be set up to pay internet services, subscriptions, phone bills, credit card bills and even a mortgage.Along with accepting payment by check, over the Continue Reading
Looking to cut your energy costs?It can take years for a new, more energy-efficient refrigerator or other major appliance to pay for itself in savings on a utility bill. If that’s the path you want to take, this Energy Star calculator can estimate the amount of money saved Continue Reading
When major household appliances break, should you repair or replace them?The answer depends on which applianceMany refrigerator repairs are easy and affordable, especially if the problem is a bad motor or electronic controls.Dishwashers are usually simple to repair, but Continue Reading
