When it comes to paying an unexpected medical bill, theres often no easy way to do it. Unless you have an emergency fund or have plenty of money on hand, paying a big medical bill can be difficult.Some dentists and other healthcare professionals, such as eye doctors, Continue Reading
How medical debt and other collection items are tallied in a credit score is changing, potentially increasing the credit scores of millions of people.Called the FICO 9, the new credit score changes how medical collections are treated from non-medical changes, such as credit Continue Reading
Cutting down on energy use is great for the environment. It can also save you big bucks. Alternative energy proponent IGS Energy suggests four green and easy ways to do both:Minimize ‘phantom loads.’ The term ‘phantom load’ refers to the energy that an appliance or Continue Reading
The best way to improve your credit score is simple, but not always that easy: Reduce your debt.Paying off your credit cards, or at least paying them down substantially, will not only increase your credit score, but having less debt will probably be more satisfying than a Continue Reading
A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years.Long-term CDs have higher interest rates.If you withdraw money early, youll pay a penalty.A CD ladder is a strategy in which you open several CDs that Continue Reading
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